Tips on Buying an Engagement Ring Even if You Can't Afford It

List: Posted: 12/10/10

Buying an engagement ring is an important part of planning your future together, so you'll want to make sure you get the perfect ring.  With the expense of the wedding day, affording a ring can be a little overwhelming to many people. One great, and common, option for affording an engagement ring is by financing with the jeweler.


Most jewelers offer financing with little or no down payment, which allows you to purchase an engagement ring even if you have no money for it.  The months leading up to your wedding can be very expensive, and financing is a great way to pay off the ring over a year or longer.  If you want to get a special engagement ring, ask your jeweler if they offer financing.


There is also the option of a personal loan to pay for the engagement ring.  Many banks offer personal loans to pay for expenses like this, or you could consider asking a relative for a loan to help you.  Although you might have to pay interest, a loan can offer you a great way to get the perfect engagement ring.


Often, a close relative that wants to help pay for your wedding might be willing to pay for the engagement ring instead.  Getting help from family can often be the best way to have the wedding of your dreams.  Since an engagement ring is an important part of your big day, you should consider these options that can help you get the perfect ring.

Jewelers & Jewelry Stores

    Since 1916, Kay Jewelers has grown from one store to more than 900 from coast to coast. As the #1 specialty jewelry brand in the United States, we know that offering fine jewelry at a great price is only part of the story. We are fully committed to providing a superior shopping experience - both in our stores and online. Our sales staff is empowered with the knowledge to assist each customer. Shop our selection of engagement rings, wedding rings, diamonds, gemstones, metals, watches and more. Kay Jewelers carries a wide selection of looks, from the Leo Diamond, Neil Lane Bridal diamond engagement rings, Tolkowsky diamonds, Le Vian chocolate diamond engagement rings, and Artistry diamond rings. Come visit your Kay Jewelers in Dulles today.

    • 21100 Dulles Town Ctr Suite 138 Ste 138
    • Dulles, VA 20166
    • (703) 421-5373

      The first Jared store opened its doors in 1993, revolutionizing the whole idea of how a jewelry store should operate. Jared is not located inside the mall. Our guests come just to see us. And we do everything we can to make their visit enjoyable as well as successful. We offer five times the selection of ordinary jewelry stores, price it well, and present it with the help of a team of experts, thereby creating the ultimate jewelry shopping experience. Come learn more about our engagement and wedding rings, diamonds, gemstones, watches, and personalized jewelry. Visit Jared in Dulles today.

      • 21115 Dulles Town Cir
      • Dulles, VA 20166
      • (703) 433-2305

        Afis Jewelers is a great place for shoppers in the Leesburg area to turn to for jewelry, watches and diamonds. Afis Jewelers carries Baume and Mercier, Tag Huer, Omega and a host of additional name brands. Afis Jewelers is the talk of the town. We have been awarded for excellence in customer satisfaction. Contact us today or visit our showroom to see our wide variety of fine watches and designer jewelry.

        • 1607 Village Market Blvd Se
        • Leesburg, VA 20175
        • (703) 771-9394

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          • 21100 Dulles Town Cir Ste 195
          • Sterling, VA 20166
          • (703) 421-0030

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