How To Prepare Financially For The Arrival Of Your New Baby

List: Posted: 12/10/10

Having a new child is expensive and there are many things that need to be considered when it comes to keeping control of your finances.  For example, the financial cost of delivery is something that can be a big surprise to new parents. therefore, it is important to make sure the proper health insurance is in place to minimize these costs.  Planning ahead with financing is the best way to prepare for the arrival of a new child. 


When it comes to health care for your new child, financing options might also include a flexible spending account as a tax-free way to pay for such things.  You should also be prepared to pay off major debt as you prepare for the baby so you're set up for success as new parents.  Another financing tip for new parents is to avoid over-spending as you await the arrival of your new child. You may be so exited that you have to buy that fancy hand-carved crib, but in the months to come as you scrape together pennies to pay for a never-ending supply of diapers and other such essential, you'll start to wish that you had that money back again.


New parents should also consider the importance of life insurance and disability insurance when it comes to financing their new lives.  If the unexpected happens, it's important to be prepared. 


Financing might also involve thinking of ways to increase your income as you prepare for your new child. You'll may want to consider taking leave from work as you take care of your new child.  Make sure your job offers paid maternity leave so you can enjoy your new child's arrival without financing concerns.  If you plan to return to work after your leave, you should also consider child care options.


Even though a new baby can be expensive, with some careful planning you can enjoy your new child without financial worries.

Swimming Lessons

    The mission of Potomac Swim School is to teach children to swim in a safe, caring, positive, and fun environment. With your help, we also strive to encourage the development of your children’s self-esteem, confidence, responsibility and love of the water. We recognize that each child is an individual with different emotional and developmental needs and abilities. We cater each lesson to those needs. Beginners will focus on water acclimation, floating and kicking skills. Advanced swimmers focus on the various strokes such as freestyle and backstroke, then progress to butterfly and breaststroke. Your swimmers will also learn valuable safety rules and survival skills. Warm Environment In the Water At Potomac Swim School you will find a facility that was built for the sole purpose of teaching swim lessons. Potomac Swim School has warm water, 89 degrees and warm air, 91 degrees. The temperatures are conducive to young children learning to swim because they are extremely comfortable. Our shallow pool is perfect for children to learn to swim. It gives them enough depth that they cannot touch the bottom, which aids in learning to swim, but we do use platforms in the pool on which they can stand when needed. PSS teaches children beginning at six-months old through 11-years old. Swim lessons taught at an early age benefit children with safety, water comfort and the development of gross motor, emotional, intellectual, and socials skills. It is fun and easier to teach children at an early age how to swim before they develop fear or apprehension of the water. With a focus on beginner swimmers, PSS continues to work with children whose skills advance to the refinement of such strokes as freestyle, backstroke, breaststroke, and butterfly. Each class level is specifically designed to provide age-appropriate instruction. Warm Environment Out of the Water Potomac Swim School prides itself on excellent customer service. In today’s world so much of our lives are rushed and customer service is often forgotten. Come in to our facility where you will be greeted with a smile and a hello. Sit down, relax and enjoy watching your children learn to swim from our parent observation room. We love interacting with your children in and out of the water. Most of all we love their smiles and hugs. All of our children deserve a smile from us as well. We are not trying to be the best in customer service in swimming; we are striving to be the best in customer service, period. If you ever have any questions or concerns, please let us know. PSS is centered around the following standards and values: health and safety, teaching according to the PSS curriculum, loyalty, dedication and confidentiality of our clientele, and sincere love and care for the PSS families.

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          The material in this article is for informational purposes only. The views expressed in this article are those of the author and do not necessarily reflect the views or opinions of See Additional Information

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