How to Get Through a Divorce Financially

List: Posted: 12/10/10

Financing a divorce may not be the first thing on your mind if you or your spouse is ready to leave the marriage. However, it’s an important issue. Anyone who has been through a divorce will tell you that financing is a big issue. On average, a divorce costs a couple about $20,000 in legal fees and attorney fees. Here are some ways to finance a divorce more easily.

One option is to simply get a do-it-yourself divorce kit. These kits can cost about $70, plus the cost of court filing fees. If there isn’t a lot of debt or assets to divide and no children are involved, this can be good for both parties. Many couples who divorce on somewhat friendly terms can finance their divorces in this way.

Another option is to shop around for lawyers. In a large divorce case where a big settlement is at stake, a lawyer may waive the hourly fee. The fee will be waived if the lawyer thinks he or she can get you a large amount of money from the divorce. When that money comes in, the lawyer will simply take a cut of whatever you get. This can be more expensive in the long run, but it can help finance the process on the front end.

Many people who are going through a divorce have to cash out retirement funds or education funds to finance the divorce. If you foresee your separation process being drawn out and full of arguments, be prepared to take drastic measures to finance it. If you don’t want to use education or retirement funds, or if you don’t have that money saved back, you can get a personal loan from a bank or even from a family member.

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